Terms and Conditions
Individuals who are registering themselves at www.snappfin.com, are authorizing us & our associated Banks/NBFCs partners and advertisers to give them an sms/call/e-mail to offer services for the product they have opted for, providing product knowledge, intimation of promotional offers running on the website & various FINANCIAL offers from associated third parties. And Irrespective of the fact if they have subscribed under DND or DNC service still www.snappfin.com and partnering Banks/NBFCs and advertisers are authorized to give a call/sms/e-mail for the aforesaid purposes.
snappfin.com ensures that the individual’s loan application is sent to bank which they have opted for, in case or otherwise, the lender/bank will be selected only with the customer’s due consent. All the loan schemes are on discretion with the associated Banks/NBFCs partners and Advertisers.
This Privacy Policy covers snappfin.com treatment of personally identifiable information that snappfin.com collects when people are on the snappfin.com site. This policy also covers treatment of any personally identifiable information that snappfin.com business partners share with snappfin.com. This policy is not applicable to the practices of companies that snappfin.com does not own or regulates, or to individuals that snappfin.com does not employ or manage.
snappfin.com collects personally identifiable information when an individual inputs his/her information on Loansbazaar site. They can use certain snappfin.com products or services, when they visit snappfin.com pages, and enter promotions or sweepstakes. snappfin.com may also receive personally identifiable business information from our authorized partners.
When individuals attempt to register at snappfin.com, they are asked for their first name, last name, gender, zip/postal code, email, country, time zone, state, city, and birth date. Once they get registered with snappfin.com and sign in to our services, they will not be anonymous to us.
Also during the registration process, they will be requested to register their mobile numbers and email id, pager, or any other wireless device for communication in order to receive text messages, notifications, and other services. By registration they authorize us to send sms/email alerts to subscribers for their login details and alerts or some advertising messages/emails from us.
If at any time during the service tenure registered individuals wish to stop these sms/email alerts they can write an email to us along with mobile numbers and their mobile number will be deleted from the alerts database.
snappfin.com does not provide the guarantee whether the advertisers are good, credible or quality sellers of goods / service providers. People must satisfy themselves about all relevant points prior to availing of the terms of service. snappfin.com has not discussed any terms of engagement with any of the listed advertisers. Purchasing of products or services from advertisers shall be at their own risk.
We care about your privacy as much as you do. What it means is:
- We never share your personal information with others unless required by law.
- Your information is used only to complete the switching requested by you.
- We send you updates, promotions and offers but you can easily remove yourself from our email list. But we maintain your records in our archives to readily serve you in the future.
- Our highest priority is to make sure that your information stays safe and secure. This is why we take steps to make sure that our servers and your information are completely protected.
Your use of a snappfin.com website www.snappfin.com and services and tools are governed by the following terms and conditions. If you transact on snappfin.com, you shall be subject to the policies that are applicable to the website for such transaction. By use of the website, you are contracting with snappfin.com Technologies and Services Private Limited, a company incorporated under Companies Act, 1956 and these terms and conditions constitute your binding obligations.
For the purpose of these terms of use, wherever the context so require ‘You’ shall mean any natural or legal person who has agreed to become a member of the Website by providing sign up data while registering on the Website.
When you use any of the services provided by the snappfin.com, including but not limited to service provider comparisons, registering for switching and using information available on the Website you will be subject to the rules, guidelines, policies, terms, and conditions applicable to such service. snappfin.com reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes.
As long as you comply with these Terms of Use, snappfin.com grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Site.
ACCESSING, BROWSING OR OTHERWISE USING THE SITE INDICATES YOUR AGREEMENT TO ALL THE TERMS AND CONDITIONS IN THIS AGREEMENT, SO PLEASE READ THIS AGREEMENT CAREFULLY BEFORE PROCEEDING.
Membership Eligibility
Use of the snappfin.com Website is available only to persons who can form legally binding contracts under Indian Contract Act, 1872. Persons who are "incompetent to contract" within the meaning of the Indian Contract Act, 1872 including minors, un-discharged insolvents etc. are not eligible to use the snappfin.com Website. If you are a minor i.e. under the age of 18 years, you shall not register as a member of the snappfin.com and shall not transact or use snappfin.com website. As a minor if you wish to use or transact on snappfin.com, such use or transaction may be made by your legal guardian or parents who have registered as users of the snappfin.com. snappfin.com reserves the right to terminate your membership and refuse to provide you with access to the snappfin.com if it is brought to snappfin.com’s notice or if it is discovered that you are under the age of 18 years.
Your Account and Registration Obligations
If you use snappfin.com, you shall be responsible for maintaining the accuracy of the information that you provide. You agree that if you provide any information that is untrue, inaccurate, not current or incomplete or snappfin.com has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, or not in accordance with the this Terms of Use, snappfin.com has the right to indefinitely suspend or terminate or block access of your membership with snappfin.com and refuse to provide you with access to the Website.
Communications
When You use the Website or send emails or other data, information or communication to snappfin.com, You agree and understand that You are communicating with snappfin.com through electronic records and You consent to receive communications via electronic records from snappfin.com periodically and as and when required. snappfin.com may communicate with You by email or by such other mode of communication, electronic or otherwise.
By interacting with our services or submitting your phone number, you agree to receive messages from us on WhatsApp, including:
Transactional updates (e.g., order status, support)
Utility content (e.g., offers, Revised Withdrawal / Credit Limits, Pending Documents)
User Responsibilities
Users are required to: Provide accurate and up-to-date contact details
Use the WhatsApp channel responsibly and not engage in misuse, spam, or abusive behavior
Opt-Out & Grievance Redressal
You may opt out of WhatsApp communications anytime by:
- Sending “STOP” on WhatsApp
- Emailing us at info@snappfin.com with your request
For any complaints or concerns, please contact our grievance officer at:
- Name: GRO
- Email: info@snappfin.com
- We aim to respond within 7 business days.
Limitation of Liability
- Any misuse of your data by third-party platforms
- Service interruptions or issues arising from WhatsApp or other external tools. All interactions are undertaken at the user's discretion.
Updates to This Policy
We may update our Privacy Policy and Terms & Conditions from time to time. Any changes will be communicated via this page or through WhatsApp updates. Continued use of our services constitutes acceptance of the revisions.
Charges
snappfin.com does not charge any fee for browsing on the snappfin.com Website. snappfin.com charges a fee for executing a switch in service providers on your behalf. However snappfin.com reserves the right to change the fee and change its policies from time to time. In particular, snappfin.com may at its sole discretion introduce new services and modify some or all of the existing services offered on the snappfin.com. In such an event snappfin.com reserves, without notice to You, the right to introduce fees for the new services offered or amend/introduce fees for existing services, as the case may be. Changes to the Fee and related policies shall automatically become effective immediately once implemented on snappfin.com. Unless otherwise stated, all fees shall be quoted in Indian Rupees. You shall be solely responsible for compliance of all applicable laws including those in India for making payments to snappfin.com.
Use of snappfin.com Website www.snappfin.com
You agree, undertake and confirm that your use of snappfin.com shall be strictly governed by the following binding principles:
A. You shall not host, display, upload, modify, publish, transmit, update or share any information that:
- Belongs to another person and to which You have no right to.
- Is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, pedophilic, libelous, invasive of another's privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever or unlawfully threatening or unlawfully harassing including but not limited to "indecent representation of women" within the meaning of the Indecent Representation of Women (Prohibition) Act, 1986.
- Is misleading in any way.
- Is patently offensive to the online community, such as sexually explicit content, or content that promotes obscenity, pedophilia, racism, bigotry, hatred or physical harm of any kind against any group or individual.
- Harasses or advocates harassmentof another person.
- Involves the transmission of "junk mail" "chain letters," or unsolicited mass mailing or "spamming".
- Promotes illegal activities or conduct that is abusive, threatening, obscene, defamatory or libelous.
- Infringes upon or violates third-party rights: including intellectual property rights, privacy rights, or rights of publicity.
- Promotes unauthorized copies of another person's copyrighted work, including pirated software or music files.
- Contains restricted or password-only access pages or hidden pages/images not linked to accessible pages.
- Provides material that exploits peoplein sexual, violent, or inappropriate ways, or solicits personal information.
- Provides instructional information about illegal activities such as making weapons, violating privacy, or creating viruses.
- Contains images/videos of another person age 18+ without consent or minors without guardian consent.
- Tries to gain unauthorized access or exceeds scope of authorized access, including profiles, blogs, communities, etc.
- Engages in commercial activities without consent such as contests, sweepstakes, barter, advertising, pyramid schemes, or selling virtual items.
- Solicits gambling or engages in gambling activities deemed illegal by snappfin.com.
- Interferes with another user's use of snappfin.com or similar services.
- Refers to inappropriate websites or URLs containing prohibited content.
- Harms minors in any way.
- Infringes intellectual property or privacy rights or involves fraudulent activity.
- Violates any law in force.
- Deceives or misleads users about origin of messages or grossly offensive information.
- Impersonates another person in any form.
- Contains software viruses or harmful code including trojans, worms, time bombs, cancelbots, easter eggs.
- Threatens India's unity, security, or public order: or causes incitement to cognizable offences.
- Shall not be false, inaccurate, or misleading
- not offer or trade items prohibited by law
- Shall not create liability for us or cause us to lose services from ISPs or suppliers.
B. You shall not use any “deep-link”, “page-scrape”, “robot”, “spider” or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Website or any Content, or in any way reproduce or circumvent the navigational structure or presentation of the Website or any Content, to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through the Website. snappfin.com reserves the right to bar any such activity.
C. You shall not attempt to gain unauthorized access to any portion or feature of snappfin.com website, or any other systems or networks connected to snappfin.com Website or to any snappfin.com’s server, computer, network, or to any of the services offered on or through snappfin.com Website, by hacking, password “mining” or any other illegitimate means.
D. You shall not probe, scan or test the vulnerability of snappfin.com website or any network connected to snappfin.com website nor breach the security or authentication measures on snappfin.com website or any network connected to snappfin.com Website. You may not reverse look-up, reverse engineer, trace or seek to trace any information on any other user of or visitor to snappfin.com Website, or any other customer of snappfin.com, including any snappfin.com account not owned by you, to its source, or exploit snappfin.com Website or any service or information made available or offered by or through snappfin.com Website, in any way where the purpose is to reveal any information, including but not limited to personal identification or information, other than your own information, as provided for by snappfin.com Website.
E. You agree that you will not take any action that imposes an unreasonable or disproportionately large load on the infrastructure of snappfin.com Website or snappfin.com’s systems or networks, or any systems or networks connected to the snappfin.com.
F. You agree not to use any device, software or routine to interfere or attempt to interfere with the proper working of the Website or any transaction being conducted on the Website, or with any other person’s use of the Website.
G. You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send to snappfin.com on or through the Website or any service offered on or through the Website. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity
H. You may not use the Website or any Content for any purpose that is unlawful or prohibited by these Terms of Use, or to solicit the performance of any illegal activity or other activity which infringes the rights of snappfin.com or others.
I. Solely to enable snappfin.com to use the information you supply us with, so that we are not violating any rights you might have in Your Information, you agree to grant us a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, sub-licensable (through multiple tiers) right to exercise the copyright, publicity, database rights or any other rights you have in Your Information, in any media now known or not currently known, with respect to Your Information. snappfin.com will only use Your Information in accordance with the terms of use and snappfin.com’s Privacy Policy.
J. You shall not engage in advertising to, or solicitation of, other users of snappfin.com to buy or sell any products or services, including, but not limited to, products or services related being displayed on snappfin.com or related to snappfin.com. You may not transmit any chain letters or unsolicited commercial or junk email to other users via snappfin.com. It shall be a violation of these Terms of Use to use any information obtained from snappfin.com in order to harass, abuse, or harm another person, or in order to contact, advertise to, solicit, or sell to another person outside of the snappfin.com without snappfin.com’s prior explicit consent. In order to protect our users from such advertising or solicitation, snappfin.com reserves the right to restrict the number of messages or emails which a user may send to other users in any 24-hour period which snappfin.com deems appropriate in its sole discretion.12. You understand that snappfin.com has the right at all times to disclose any information (including the identity of the persons providing information or materials on the snappfin.com Website) as necessary to satisfy any law, regulation or valid governmental request. This may include, without limitation, disclosure of the information in connection with investigation of alleged illegal activity or solicitation of illegal activity or in response to a lawful court order or subpoena. In addition, we can (and you hereby expressly authorize us to) disclose any information about you to law enforcement or other government officials, as we, in our sole discretion, believe necessary or appropriate in connection with the investigation and/or resolution of possible crimes, especially those that may involve personal injury.
K. snappfin.com reserves the right, but has no obligation, to monitor the materials posted on snappfin.com website. snappfin.com shall have the right to remove or edit any Content that in its sole discretion violates, or is alleged to violate, any applicable law or either the spirit or letter of these Terms of Use. Notwithstanding this right of snappfin.com, YOU REMAIN SOLELY RESPONSIBLE FOR THE CONTENT OF THE MATERIALS YOU POST ON THE snappfin.com WEBSITE AND IN YOUR PRIVATE MESSAGES. Please be advised that such Content posted does not necessarily reflect the views of snappfin.com. In no event shall snappfin.com assume or have any responsibility or liability for any Content posted or for any claims, damages or losses resulting from use of Content and/or appearance of Content on snappfin.com. You hereby represent and warrant that you have all necessary rights in and to all Content you provide and all information it contains and that such Content shall not infringe any proprietary or other rights of third parties or contain any libelous, tortuous, or otherwise unlawful information.
L. Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through snappfin.com, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. snappfin.com shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on snappfin.com.
M. It is possible that other users (including unauthorized users or “hackers”) may post or transmit offensive or obscene materials on snappfin.com and that you may be involuntarily exposed to such offensive and obscene materials. It also is possible for others to obtain personal information about you due to your use of snappfin.com, and that the recipient may use such information to harass or injure you. snappfin.com does not approve of such unauthorized uses but by using the snappfin.com Website you acknowledge and agree that snappfin.com is not responsible for the use of any personal information that you publicly disclose or share with others on snappfin.com. Please carefully select the type of information that you publicly disclose or share with others on snappfin.com.
N. snappfin.com shall have all the rights to take necessary action and claim damages that may occur due to your involvement/participation in any way on your own or through group/s of People, intentionally or unintentionally in DoS/DDoS (Distributed Denial of Services).
Contents Posted on Site
All text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork and computer code (collectively, “Content”), including but not limited to the design, structure, selection, coordination, expression, “look and feel” and arrangement of such Content, contained on the snappfin.com is owned, controlled or licensed by or to snappfin.com, and is protected by trade dress, copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws. Except as expressly provided in these Terms of Use, no part of the snappfin.com and no Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted or distributed in any way (including “mirroring”) to any other computer, server, website or other medium for publication or distribution or for any commercial enterprise, without snappfin.com’s express prior written consent. You may use information on snappfin.com products and services purposely made available by snappfin.com for downloading from the Site, provided that you
- Not remove any proprietary notice language in all copies of such documents,
- Use such information only for your personal, non-commercial informational purpose and do not copy or post such information on any networked computer or broadcast it in any media
- Make no modifications to any such information, and
- Not make any additional representations or warranties relating to such documents.
You shall be responsible for any notes, messages, e-mails, billboard postings, photos, drawings, profiles, opinions, ideas, images, videos, audio files or other materials or information posted or transmitted to the Sites (collectively, "Content"). Such Content will become the property of snappfin.com and you grant snappfin.com the worldwide, perpetual and transferable rights in such Content. snappfin.com shall be entitled to, consistent with our Privacy Policy, use the Content or any of its elements for any type of use forever, including but not limited to promotional and advertising purposes and in any media whether now known or hereafter devised, including the creation of derivative works that may include Content you provide. You agree that any Content you post may be used by snappfin.com, consistent with our Privacy Policy and Rules of Conduct on Site as mentioned herein, and you are not entitled to any payment or other compensation for such use.
Other Businesses
snappfin.com does not take responsibility or liability for the actions, products, content and services on snappfin.com website, which are linked to Affiliates and / or third party websites using snappfin.com APIs or otherwise. In addition, snappfin.com may provide links to the third party websites of affiliated companies and certain other businesses for which, snappfin.com assumes no responsibility for examining or evaluating the products and services offered by them, and snappfin.com does not warrant the offerings of, any of these businesses or individuals or the content of such third party website(s). snappfin.com does not in any way endorse any third party website(s) or content thereof.
Privacy
We view protection of Your privacy as a very important principle. We understand clearly that you and Your Personal Information is one of our most important assets. We store and process Your Information on computers that may be protected by physical as well as reasonable technological security measures. If you object to your Information being transferred or used in this way please do not use snappfin.com Website.
Links
snappfin.com welcomes links to this site. You may establish a hypertext link to snappfin.com website, provided that the link does not state or imply any sponsorship or endorsement of your site by snappfin.com. You must not use on your site or in any other manner any trademarks, service marks or any other materials appearing on the snappfin.com, including any logos or characters, without the express written consent of snappfin.com and the owner of the mark or materials. You must not frame or otherwise incorporate into another third party website or present in conjunction with or juxtaposed against such a website any of the content or other materials on the snappfin.com website without snappfin.com’s prior written consent.
Disclaimer Of Warranties And Liability
This website, all the materials and products (including but not limited to software) and services, included on or otherwise made available to you through this site are provided on snappfin.com on “as is” and “as available” basis without any representation or warranties, express or implied except otherwise specified in writing. Without prejudice to the forgoing paragraph, snappfin.com does not warrant that:
- This website will be constantly available, or available at all; or
- The information on this website is complete, true, accurate or non-misleading.
snappfin.com will not be liable to you in any way or in relation to the contents of, or use of, or otherwise in connection with, snappfin.com website. snappfin.com does not warrant that this site; information, content, materials, product (including software) or services included on or otherwise made available to you through snappfin.com website; their servers; or electronic communication sent from snappfin.com are free of viruses or other harmful components. Nothing on snappfin.com constitutes, or is meant to constitute, advice of any kind. You will be required to enter a valid phone number while placing an order on snappfin.com. By registering your phone number with us, you consent to be contacted by snappfin.com via phone calls and / or SMS notifications, in case of any order or shipment or delivery related updates. snappfin.com will not use your personal information to initiate any promotional phone calls or SMS'.
Payment
While availing any of the payment method/s offered at snappfin.com, snappfin.com will not be responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to you due to:
- Lack of authorization for any transaction/s, or
- Exceeding the preset limit mutually agreed by you and between your "Bank/s", or
- Any payment issues arising out of the transaction, or
- 4-Decline of transaction for any other reason/s.
All payments made against the purchases/services on snappfin.com by you shall be compulsorily in Indian Rupees acceptable by the Union of India. snappfin.com does not accept any other form of currency with respect to the purchases made on snappfin.com.
Cancellation of order
snappfin.com reserves the right to cancel any order without any explanation for doing so, under situation where snappfin.com is not able to meet the requirement of the order placed or order so placed/cancelled does not comply with the snappfin.com policy or for any other reason. However, snappfin.com will ensure that any communication of cancellation of an order, so cancelled, is intimated within appropriate time to the concerned person and any applicable refund, will be made in reasonable time.
Refund of payment
snappfin.com will refund the payment made by the users in a case it is unable to process the order. Refund will not be made if such inability arises out of:
- User changing his/her mind after snappfin.com has made efforts towards fulfillment of the order.
- Incomplete or incorrect information provided by the user.
No refunds would be made after a switch has been completed.
Breach
Without limiting other remedies, snappfin.com may limit your activity, immediately remove your information, warn other Users of your actions, immediately temporarily/indefinitely suspend or terminate or block your membership, and/or refuse to provide you with access to the snappfin.com website in the event, but not limited to:
- If you breach the Terms of Use or Privacy Policy or other rules and policies, if any;
- If snappfin.com is unable to verify or authenticate any information you provide; or
- If it is believed that your actions may cause legal liability for you, other Users or snappfin.com. snappfin.com may at any time at its sole discretion reinstate suspended Users. A User that has been suspended or blocked may not register or attempt to register with snappfin.com or use snappfin.com Website in any manner whatsoever until such time that such User is reinstated by snappfin.com. Notwithstanding the foregoing, if you breach the Terms of Use or Privacy Policy or other ruler and policies, snappfin.com reserves the right to recover any amounts due and owing by you to snappfin.com and to take strict legal action including but not limited to a referral to the appropriate police or other authorities for initiating criminal or other proceedings against you.